JU$TCHEX delivers returned checks solution to healthcare providers as HIPAA business associate

Online solution offers automation for health care providers for check recovery, collections and loss prevention via online processing platform

Oxnard, CA, March 24, 2004 - JUSTCHEX, LLC, ("JU$TCHEX") announced today that is now providing service to health care providers in the role of business associate as mandated by California laws and regulations and the federal Health Insurance Portability and Accountability Act of 1996 (HIPAA). The service (http://justchex.net) includes online processing and payment of returned checks along with full management and reporting of associated data throughout the entire process.

"Our rules based processing and real-time reporting is well suited for health care providers. Many of the returned checks for co-payments are too low of a face value to warrant the attention most collection agencies require to secure payment. The low cost of our processing gives our clients the best chance to recover lost funds. We also provide effective tools to manage the customer service side of these transactions as well," says Richard McShirley of JU$TCHEX.

JU$TCHEX provides thousands of clients with a highly effective online solution, in a rules compliant format for the electronic recovery for all returned checks. Clients are paid 100% of the face value plus the majority of the recovered state fee for NSF checks and collections items, such as checks written against a closed account, are converted to an electronic format for collections.

The JU$TCHEX site offers a greater financial return to clients thanks to the lower cost of processing these checks online. The site improves the chances to get paid by offering online funds verification that avoids making presentments to accounts with no available funds. This funds verification occurs in the blink of an eye and provides verification access to over 200 million draftable bank accounts.

The transaction fees charged for the service is deducted from state fees collected. There is never a deduction from the face value of the check.

About JU$TCHEX

JU$TCHEX is an IBM business partner that provides online end-to-end processing solutions for returned checks. Client registration for JU$TCHEX is free and can handle clients with one or thousands of locations. JU$TCHEX has positioned itself as a leader by listening carefully, thinking ahead, and moving with purpose to provide clients with access to the best solutions.

For more information please visit http://transmodus.net, or call us at 805-604-4472.

Contact: press@transmodus.net

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